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Unfortunately, Newcastle United's takeover was finalized too late for it to be recognized in FC 25 Coins. leaving the club with a transfer budget that is mere pocket change for the PIF. However, FC 25 has an option for players to start a new career with a financial takeover, which is exactly what they should do when selecting the geordie side, letting them build a new team in their image.

On the complete flipside of Newcastle United is Derby County, a club that is drowning in financial issues, to the point where they recently accepted a 21-point deduction due to breaches of the English Football League's profitability and sustainability rules.

Derby County's brutal points deduction isn't implemented in FC 25. though money issues are evident in the depleted squad. Choosing Derby County will provide a tough challenge, though the prospect of gaining the club promotion to the Premier League is a tantalizing task.

Norwich City seems to be stuck as a perpetual "yo-yo club," a team that continuously gets promoted, then relegated, then promoted again, without ever solidifying a spot in either division. This season looks set to be no different, with Norwich currently sitting at the bottom of the Premier League.

Keeping Norwich safe from relegation is the immediate objective in FC 25. which is easier said than done given that the side lost their star player Buendia and only has $24m to spend on a team that needs significant improvement.

Tottenham Hotspur has enjoyed tremendous growth over the last decade. The club recently moved into FC Coins for sale an incredible new stadium, have appointed the likes of Jose Mourinho and Antonio Conte as managers, and even made it to the Champions League final in 2022.